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Do you want to become a MILLIONAIRE before or when you retire with just 138.89 per day?

Everyone close to me knows how I am a total saver in almost all of my finances. I guess that is just how I am because growing up from poverty where I have to work hard for every cent that I make and started earning Php 18 per hour as a student assistant in college, this has become an ultimate goal of mine after finishing my degree: to become financially independent, help my family and see the world at the same time. SAVING is good but it ISN'T ENOUGH to actually become a millionaire. The secret is to INVEST!

And through investing, you could not just only save and help your loved ones, you can also spare some to travel just like how I did in my twenties. Although I started from scratch, I consider myself lucky because I was able to start investing early (almost a decade now) due to simple curiosity and this is the reason why I am inspired to share it with my family, friends or anyone who would like to do the same -- achieve financial freedom. And if you're thinking it might be too early or too late to start now? Let me quote one of favorite excerpts by Hugh Laurie,

"It's a terrible thing, I think, in life to wait until you're ready. I have this feeling now that actually no one is ever ready to do anything. There is almost no such thing as ready. There is only NOW. And you may as well do it now. Generally speaking, now is as good a time as any."

I wanna impart something today in the hope that you and your family are secured before or during your sunset years. That is with enough savings, diversified investments, insured and no regrets.


If you simply SAVE 1 million pesos, you need to set aside 138.89 per day (or 4,166.70 per month or 50,000 per year) in 20 years to reach this goal:

Saving 1 Million Breakdown

But if you INVEST the same amount, you can become a millionaire in just 11 years, or less if you invest more per year. This computation is based on the historical market performance which has an average rate of return of 8% per annum and, of course, the power of compounding interest.

Investing 1 million Breakdown

In SUMMARY, save 138.89 per day for 20 years, you'll have 1,000,000. But invest the same for 20 years, you'll have 2,722,837.76. That's almost 200% more gain when investing rather than just simply saving! Plus there is a way for you to be insured while doing so.

If you are investing now, that's good. If you know someone you're more comfortable with talking about investments, even better. But if you are curious about it and do not know who to talk to or simply want to diversify your investments, sign up HERE.

What are you waiting for? Don't simply work for money, it is time to let your money work for you.

For more information about your road to financial security and independence, message at

Elal of The Shades of Grey Travel and Photography
Elal is a traveler, student of life and photography enthusiast who wants to experience and capture what is raved and not raved about. For more about her travels, subscribe here, email at, or visit her portfolio.


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